Applied AI · Data Science · Research

I build applied AI systems for consequential decisions.

Two decades in financial services—now extending enterprise rigor into generative AI, environmental research, and human-centered technology.

  1. Financial systems
  2. Enterprise AI
  3. Scientific impact
Portrait of David Rivers
David Rivers Chandler, Arizona
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01 The trajectory

A career built by moving closer to the decision.

Each chapter added a new layer: domain knowledge, quantitative discipline, scalable engineering, and responsible AI.

01

Foundation

Financial systems

Built deep operational and risk expertise inside one of the world’s most complex regulated environments.

Operations · Lending · Risk

02

Evolution

Predictive analytics

Applied statistical modeling to consumer credit and deposit portfolios, turning data into measurable strategies.

Models · Decisions · Outcomes

03

Scale

Enterprise AI

Led cross-functional AI and machine-learning initiatives spanning automation, NLP, document intelligence, and governance.

AI/ML · Leadership · Delivery

04

Expansion

Scientific AI

Extended that rigor to environmental research through Harvard graduate work and the NASA GLOBE Program.

Research · Climate · Impact

20+ years in financial systems
28K+ hydrology locations classified
160K environmental observations supported

02 Enterprise intelligence

From a complex question to a trusted system.

My work lives where technical possibility meets operational reality. The model matters—but so do the data, controls, people, and decisions around it.

01

Frame ambiguous business and risk questions.

02

Build predictive, NLP, and generative-AI solutions.

03

Validate performance with governance and human judgment.

04

Scale the system across teams and workflows.

Applied AI System
Data Models Risk People Value

03 Scientific AI

When enterprise discipline meets citizen science.

Harvard × NASA GLOBE research focused on making crowdsourced hydrology data more consistent, verifiable, and useful at global scale.

David Rivers demonstrating a water-transparency measurement tube
Field measurement · Water transparency

01 / Observe

Human measurements carry real-world variation.

Citizen scientists collect hydrology observations across different locations, conditions, and instruments. That scale creates scientific opportunity—and a difficult data-integrity problem.

02 / Curate

AI helps turn variance into verified science.

The research combines classification, statistical validation, and cloud data pipelines to identify anomalies and improve the reliability of downstream environmental analysis.

03 / Share

Research becomes valuable when people can use it.

The GLOBE Curation AI framework moved beyond a graduate project into a public research showcase at the 2026 AI for Good Global Summit in Geneva.

04 Selected work

Systems that connect research, judgment, and delivery.

Enterprise02

Responsible AI delivery

Predictive modeling, NLP, document intelligence, and generative-AI workflows designed for regulated environments.

  • Python & SQL
  • RAG & evaluation
  • Human in the loop
Interactive application03

Investment Intelligence Lab

A growing suite of applied market-research tools for testing signals, evaluating opportunities, and building informed conviction.

Explore investment tools

Use data science where the decision matters—and build the trust required to act on it.

My approach to applied AI

05 The throughline

Industry depth.
Academic rigor.
Builder’s curiosity.

I didn’t leave industry to learn data science. I layered increasingly advanced analytics, machine learning, and AI onto two decades of real operational experience.

01Financial servicesDomain depth
02Harvard UniversityGraduate degree · Business Data Science
03Applied researchNASA GLOBE · AI for Good

06 What’s next

Let’s build AI that earns its place in the decision.

I’m interested in consequential problems, thoughtful teams, and systems that move from promising prototypes to trusted outcomes.